WORK EXPERIENCE
Kincheng Bank of Tianjin | January 2019 – June 2022
Deposit Vendor Manager | Dec 2021 – Jun 2022
- Conducted vendor outreach, communication, price negotiation, and evaluations with product teams.
- Onboarded 3 deposit channel vendors, and 2 payment vendors, boosting bank revenue.
- Managed vendor relationships including contract review, approval process, performance tracking.
Business Reporting Analyst | Sep 2019 – Nov 2021
- Delivered 50+ regulatory reports with zero compliance issues.
- Analyzed loan performance across daily, monthly, quarterly, and annual cycles.
- Developed recurring dashboards and reports; supported ad-hoc analysis for decision-making.
Loan Product Manager| Jan 2019 – Aug 2019
- Managed end-to-end loan product development, from requirements gathering to launch.
- Prepared business requirements in coordination with IT, legal, risk, and compliance teams.
- Oversaw development, conducted UAT, and coordinated with developers to ensure timely delivery.
Home Credit Consumer Finance Co. Ltd July 2015 – January 2019
External Data Analyst & Vendor Manager| Apr 2017 – Jan 2019
- Onboarded ~15 third-party data vendors to strengthen applicant validation and compliance.
- Analyzed Oracle datasets to monitor vendor performance and ensure compliance.
- Maintained 40+ external data sources in Confluence and managed bilingual terminology.
Collection Analysis Specialist| Jul 2015 – Mar 2017
- Maintained and optimized SQL scripts for phone collection assignments.
- Developed field collection scripts tailored to regional needs.
- Conducted post-loan performance analysis to support collection strategy decision.
RESEARCH EXPERIENCE
Purdue University September 2012 – July 2013
Graduate Research Assistant (Statistical Analysis)
• Collected and analyzed U.S. crop loss data (corn, soybeans, wheat) using R and GeoDaSpace.
• Applied spatial regime tests to evaluate fairness in U.S. crop insurance rate-making.
• Presented research at SCC76 Conference on Economics & Risk Management in Agriculture (2013).
• Awarded Honorable Mention for MS Thesis (2014).
Internship Experience
Hang Seng Bank
Tianjin, China| Jul – Aug 2012
Corporate & Commercial Banking (C&C) Intern
- Processed and verified credit checks, contributing to senior management’s decision-making.
- Supported the Risk Management team with routine financial analysis and reporting.
- Prepared market research and credit analyses to inform loan and investment proposals.
VOLUNTEER EXPERIENCE
Translators for Elders | Project Coordinator · Sept 2024 – May 2025
- Coordinated multilingual localization projects, prepared briefs, and tracked deliverables for quality and timeliness.
- Maintained project documentation and organized guest speaker events.
Pacific Grove Museum of Natural History | Volunteer Translator · Jan – Feb 2024
- Translated exhibition panels on the history of Chinese fishermen in Monterey.
LEADERSHIP EXPERIENCE
Founder, MISpeakers Club, Public Speaking & Improvisational Acting | Oct 2023 – Dec 2024
President, HCC Toastmasters Club, Public Speaking | Oct 2016– May 2018
Lucy Hu 